Today, most people agree that authentication with username and password is not secure enough to protect your digital resources and services. To be secure, passwords must be long and complex, unique for each service and changed frequently. But that is not the reality. Passwords can also be easily stolen through an endless range of social engineering methods, for example, convincing emails or spoofed websites where people are asked to share their username and password.
Multifactor authentication dramatically mitigates the risk of unauthorized people getting access to services and information.